- docchevron132
- Bus Warrior
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Insurance revisited..
So, the valver is up for renewal again, and like last year it's gone up.
Cant work out why, since I have 9+ years NCB and nothing's changed, but for the last two years now, it's gone up.
So I looks on comparethemeerkat.com, and low and behoild, the best value quote, for better cover than I have now, is with Swinton (who I am currently with on this car) for nearly £300 less.
How the fuck does that work then?
Cant work out why, since I have 9+ years NCB and nothing's changed, but for the last two years now, it's gone up.
So I looks on comparethemeerkat.com, and low and behoild, the best value quote, for better cover than I have now, is with Swinton (who I am currently with on this car) for nearly £300 less.
How the fuck does that work then?
1989 BX 17TD P2 Hybrid
1990 BX 16V It's got big hairy bollocks
1971 BL 350FG ambulance
1993 Dennis Lance 132 It's got mahooosive hairy bollocks!
Euthenasia, because enough's enough already.
1990 BX 16V It's got big hairy bollocks
1971 BL 350FG ambulance
1993 Dennis Lance 132 It's got mahooosive hairy bollocks!
Euthenasia, because enough's enough already.
- Father Ted
- Centenial time waster
- Posts: 2780
- Joined: 03 Apr 2009
- Location: Granadaland
Re: Insurance revisited..
partly they all offer new customer discount, bt Swindon is a broker and its likely the new policy is with another company. Oddly we had the same with the house insurance, and saved 100 quid re-insuring with the same company on line.
- jayw
- Part of the decor
- Posts: 1651
- Joined: 06 Aug 2009
- Location: Planet Thargbelch Octavius IV
Re: Insurance revisited..
£300 less? How much are you paying now???
When mine was last insured i only had 3 years NCD and it was only £204 FC.
I had some quotes a couple of weeks ago declaring all the massive mods to the BX and with a £5k agreed value and it still only came out at £350 FC with 4 years NCD.
I too have experienced higher renewals on other cars, despite the fact that my NCD had also gone up a year (which should have made it cheaper), whenever i've rung them about it they just say tha renewals are done automatically by computer and they'll "have another look" which always produces a lower quote (I use brokers). I think they just expect you to accept the renewal they send you to save you hassle!
When mine was last insured i only had 3 years NCD and it was only £204 FC.
I had some quotes a couple of weeks ago declaring all the massive mods to the BX and with a £5k agreed value and it still only came out at £350 FC with 4 years NCD.
I too have experienced higher renewals on other cars, despite the fact that my NCD had also gone up a year (which should have made it cheaper), whenever i've rung them about it they just say tha renewals are done automatically by computer and they'll "have another look" which always produces a lower quote (I use brokers). I think they just expect you to accept the renewal they send you to save you hassle!
Almost BX-less
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Re: Insurance revisited..
I thought all these comparison sites were junk TBH. Lat Nov my quote from the company I was with came out at around £480. I end up with a large company like Allianz, declared 1 accident
£2000's worth and one speeding offence (39 in a 30 FFS) and it came back at
£290 Simples
This for the Picasso!
£2000's worth and one speeding offence (39 in a 30 FFS) and it came back at
£290 Simples
This for the Picasso!
72... AND STILL ROCKIN..........around the world...... NOT in a chair yet
Now XBX And into HDI.....as well as other ...err.... things.
Now XBX And into HDI.....as well as other ...err.... things.
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Re: Insurance revisited..
I hope you didn't upset the meerkats during your search!Philhod wrote:it came back at £290 Simples
This for the Picasso!
1991 BX19GTi Auto
- docchevron132
- Bus Warrior
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Re: Insurance revisited..
£531.16...jayw wrote:£300 less? How much are you paying now???
FC, euro cover and all that shit, although I didn't realise until I looked at the renewal a bit more carefully than usual that it doesn't even cover commuting!
Fuckers..
Thats with a clean licence, no accidents, parked off street etc etc.
Although my postcode doesn't help, and neither does my job...
Still cheaper than the TD though.
Think I'll give thema ring in a minute and ask WTF is going on!
1989 BX 17TD P2 Hybrid
1990 BX 16V It's got big hairy bollocks
1971 BL 350FG ambulance
1993 Dennis Lance 132 It's got mahooosive hairy bollocks!
Euthenasia, because enough's enough already.
1990 BX 16V It's got big hairy bollocks
1971 BL 350FG ambulance
1993 Dennis Lance 132 It's got mahooosive hairy bollocks!
Euthenasia, because enough's enough already.
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Re: Insurance revisited..
I should go on a few sites first Doc and get some quotes to slap them with.
A friend of mine did this and suddenly the insurer he was with found "errors" in his quote, his premium dropped by 1/2!!!
A friend of mine did this and suddenly the insurer he was with found "errors" in his quote, his premium dropped by 1/2!!!
72... AND STILL ROCKIN..........around the world...... NOT in a chair yet
Now XBX And into HDI.....as well as other ...err.... things.
Now XBX And into HDI.....as well as other ...err.... things.
- docchevron132
- Bus Warrior
- Posts: 11929
- Joined: 10 Oct 2006
- Location: Sat with a hammer under 8666KGs of rust!
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Re: Insurance revisited..
Good call, I'll get compare the meerkat up at once!
right then. where's the fucking phone..
right then. where's the fucking phone..
1989 BX 17TD P2 Hybrid
1990 BX 16V It's got big hairy bollocks
1971 BL 350FG ambulance
1993 Dennis Lance 132 It's got mahooosive hairy bollocks!
Euthenasia, because enough's enough already.
1990 BX 16V It's got big hairy bollocks
1971 BL 350FG ambulance
1993 Dennis Lance 132 It's got mahooosive hairy bollocks!
Euthenasia, because enough's enough already.
- docchevron132
- Bus Warrior
- Posts: 11929
- Joined: 10 Oct 2006
- Location: Sat with a hammer under 8666KGs of rust!
- Contact:
Re: Insurance revisited..
HA!
That fucked him up!
They're going to match the on line quote and throw some other shit in along with reducing the excess.. Result!
That fucked him up!
They're going to match the on line quote and throw some other shit in along with reducing the excess.. Result!
1989 BX 17TD P2 Hybrid
1990 BX 16V It's got big hairy bollocks
1971 BL 350FG ambulance
1993 Dennis Lance 132 It's got mahooosive hairy bollocks!
Euthenasia, because enough's enough already.
1990 BX 16V It's got big hairy bollocks
1971 BL 350FG ambulance
1993 Dennis Lance 132 It's got mahooosive hairy bollocks!
Euthenasia, because enough's enough already.
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Re: Insurance revisited..
Just a thought. What do you need Eurocover for if you don't x to Fr***e regularly.
It's much cheaper to get extra cover for a specific 2-3 weeks when you do...
Have a look what you are paying for and put in only the things you want, not what they want to put in.
Oh just got your post....brill
It's much cheaper to get extra cover for a specific 2-3 weeks when you do...
Have a look what you are paying for and put in only the things you want, not what they want to put in.
Oh just got your post....brill
72... AND STILL ROCKIN..........around the world...... NOT in a chair yet
Now XBX And into HDI.....as well as other ...err.... things.
Now XBX And into HDI.....as well as other ...err.... things.
- docchevron132
- Bus Warrior
- Posts: 11929
- Joined: 10 Oct 2006
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Re: Insurance revisited..
Well, I haven't been to Belguim for a while, but it's good to know I can if I want to, as it goes the euro cover thing has been aded for no charge, so worth having, I have removed all this shit I dont need, like fucking legal protection (get that from work through the union) and key cover..
£20 a year for fucking key cover? Madness...
They really are thieving fucks though huh!
And indeed you're quite right, they just hope you'll not argue and pay up, I love it when you say shit like "right well, I'm looking at XXX website now, and your insurance is cheapest, for better cover, and yet your renewal in post is way more, WTF is that all about then"
"ooh, hang on sir, I'll see what I can do"
wankers.
£20 a year for fucking key cover? Madness...
They really are thieving fucks though huh!
And indeed you're quite right, they just hope you'll not argue and pay up, I love it when you say shit like "right well, I'm looking at XXX website now, and your insurance is cheapest, for better cover, and yet your renewal in post is way more, WTF is that all about then"
"ooh, hang on sir, I'll see what I can do"
wankers.
1989 BX 17TD P2 Hybrid
1990 BX 16V It's got big hairy bollocks
1971 BL 350FG ambulance
1993 Dennis Lance 132 It's got mahooosive hairy bollocks!
Euthenasia, because enough's enough already.
1990 BX 16V It's got big hairy bollocks
1971 BL 350FG ambulance
1993 Dennis Lance 132 It's got mahooosive hairy bollocks!
Euthenasia, because enough's enough already.
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Re: Insurance revisited..
I guess they would be desperate to keep you for £350 doc as I pay £140 FC inc business use for the GTi. OK it's not the 16v and I'm in a different area but what a MASSIVE difference.
1991 BX19GTi Auto
- docchevron132
- Bus Warrior
- Posts: 11929
- Joined: 10 Oct 2006
- Location: Sat with a hammer under 8666KGs of rust!
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Re: Insurance revisited..
It's the job that makes the biggest difference TBH.
We are considered a much higher risk than most..
We are considered a much higher risk than most..
1989 BX 17TD P2 Hybrid
1990 BX 16V It's got big hairy bollocks
1971 BL 350FG ambulance
1993 Dennis Lance 132 It's got mahooosive hairy bollocks!
Euthenasia, because enough's enough already.
1990 BX 16V It's got big hairy bollocks
1971 BL 350FG ambulance
1993 Dennis Lance 132 It's got mahooosive hairy bollocks!
Euthenasia, because enough's enough already.
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- GET OUT MORE
- Posts: 4577
- Joined: 21 Nov 2006
- Location: By a flaky computer
Re: Insurance revisited..
Now you surprise me on that, as a professional driver with constant experience I would have thought it would go in your favour. Also while you are tied up in your bus ( ) the car is not being exposed to any moving risk, is it?
1991 BX19GTi Auto
- docchevron132
- Bus Warrior
- Posts: 11929
- Joined: 10 Oct 2006
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Re: Insurance revisited..
It's due to amount of time we spend on the road, even if it aint in MY car, there's still considered to be a greater risk of having a blamr worthy crash or what have you, mechanic are high risk too..
Just checked the TD on compare the meerkat aswell, oddly, what I'm paying now is cheaper than the best price on there!
Just checked the TD on compare the meerkat aswell, oddly, what I'm paying now is cheaper than the best price on there!
1989 BX 17TD P2 Hybrid
1990 BX 16V It's got big hairy bollocks
1971 BL 350FG ambulance
1993 Dennis Lance 132 It's got mahooosive hairy bollocks!
Euthenasia, because enough's enough already.
1990 BX 16V It's got big hairy bollocks
1971 BL 350FG ambulance
1993 Dennis Lance 132 It's got mahooosive hairy bollocks!
Euthenasia, because enough's enough already.
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- Site Admin
- Posts: 7512
- Joined: 10 Oct 2006
- Location: BXProjectHQ
Re: Insurance revisited..
i always seem to get pawned for insurance to be honest, fucking pisses me off, though having the petrol engine (166bhp) is half what having the TD engine was (92bhp, from the factory, if your lucky). Though moving to Coventry put the rate up a fair bit, expecailly when you consider i went from student to employed, and now its kept in a garage!
- docchevron132
- Bus Warrior
- Posts: 11929
- Joined: 10 Oct 2006
- Location: Sat with a hammer under 8666KGs of rust!
- Contact:
Re: Insurance revisited..
Coventry's high risk??
1989 BX 17TD P2 Hybrid
1990 BX 16V It's got big hairy bollocks
1971 BL 350FG ambulance
1993 Dennis Lance 132 It's got mahooosive hairy bollocks!
Euthenasia, because enough's enough already.
1990 BX 16V It's got big hairy bollocks
1971 BL 350FG ambulance
1993 Dennis Lance 132 It's got mahooosive hairy bollocks!
Euthenasia, because enough's enough already.
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- Site Admin
- Posts: 7512
- Joined: 10 Oct 2006
- Location: BXProjectHQ
Re: Insurance revisited..
fuck yes, they've only had electricity for a couple of year, so there well up for stealing pricesless classics (anything over 6 years old)
- docchevron132
- Bus Warrior
- Posts: 11929
- Joined: 10 Oct 2006
- Location: Sat with a hammer under 8666KGs of rust!
- Contact:
Re: Insurance revisited..
Blimey, you'd be better off hanging with the drug dealers in Easton mate!
1989 BX 17TD P2 Hybrid
1990 BX 16V It's got big hairy bollocks
1971 BL 350FG ambulance
1993 Dennis Lance 132 It's got mahooosive hairy bollocks!
Euthenasia, because enough's enough already.
1990 BX 16V It's got big hairy bollocks
1971 BL 350FG ambulance
1993 Dennis Lance 132 It's got mahooosive hairy bollocks!
Euthenasia, because enough's enough already.
-
- Site Admin
- Posts: 7512
- Joined: 10 Oct 2006
- Location: BXProjectHQ
Re: Insurance revisited..
sounds too close to Kate to be honest, then i'd have to put up with you all the time.